Build your business with checking that scales alongside you. This account offers unlimited transactions at low per-item fees.

Key Features

  • Unlimited Transactions
  • Earnings Credit1
  • Digital Banking

WHAT IS COMMERCIAL CHECKING?

Commercial Checking is a type of bank account available for business owners with companies of all sizes. A Commercial Checking account, or Business Checking account, is like a personal checking account except with a few additional features designed to maximize business security. Keeping personal accounts separate from business accounts is ideal.

  • Ideal for businesses of all sizes and scales
  • Consolidate multiple accounts into a single banking relationship
  • Balances can be aggregated for the month
  • Receive a detailed analysis statement regarding account activity
  • Unlimited monthly transactions at low per-item fees
    • Deposited items fee $0.07
    • Debits posted fee $0.17
    • Credit posted fee $0.25
  • $12 monthly service charge
  • Receive an earnings credit to offset or minimize monthly fees incurred1
  • Earnings credit tiers applied:
    • $500,000.00 + 98%
    • $100,000.00 - $499,999.99 85%
    • $25,000.00 - $99,999.99 80%
    • $0 - $24,999.99 75%
  • Digital banking services include:
    • MyBanker™ Online Banking Service
    • MYBILLPAY™ Online Bill Payment Service 
    • First Lonestar Bank Mobile App2
    • MYE-DOCS™ Electronic Statements
  • Free Visa® business debit card3
    • Available to all non-interest accounts upon approval
  • Treasury management available
  • $30 per paid overdraft item
  • $30 per return overdraft item
  • $50 minimum deposit to open

OPEN A COMMERCIAL CHECKING ACCOUNT TODAY!

Ready to set up your new Commercial Checking account for your business in Texas? Compare with our other business checking accounts in Texas to find your best fit!

Contact First Lonestar Bank to get started!

Call us at 469-389-3660 or visit us at our branch in Frisco, Texas, today!

1Earnings Credit based on 91-day Treasury Bill Interest Rates. See a Universal Banker for more details.

2Wireless carrier data rates may apply.

3Please Note: Paid Item Fees and Return Item Fees apply to items created by check, in-person withdrawals, and electronic means. Inadvertent overdrafts caused by ATM and one-time debit card transactions are excluded.