Connect your Kasasa® checking accounts and build your balance automatically. It’s saving at its simplest.

Rates

Key Features

  • Automatic Savings
  • Earn Interest
  • No Monthly Service Charge

WHAT IS A FREE KASASA SAVER ACCOUNT?

Our Free Kasasa Saver account is an interest-earning savings account that offers a wide range of benefits, including competitive interest rates, no monthly service charges, and rewards. This account links to your Kasasa Cash Checking or Kasasa Cash Back Checking account and features automatic transfers to make saving more money easy.

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 2.00% APY on balances up to and including $100,000
  • 0.50% on balances over $100,000, resulting in a range of 1.25% to 2.00% APY
  • 0.05% APY if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly service charge
  • Free digital banking services, including:
    • Online banking & bill pay
    • Mobile banking with mobile deposit
    • E-Statements
  • Free Visa® debit card
  • $50 minimum deposit to open

Earning Rewards is Simple

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place, and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 ACH credit or ACH payment
  • Be enrolled in and agree to receive eStatements

And if you don't meet these qualifications, your account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

READY TO START SAVING MORE WITH A FREE KASASA SAVER ACCOUNT?

Reach out to us at First Liberty Bank by phone, email, or a branch visit to open your new Free Kasasa Saver account. Interested in other Kasasa products? Check out our Free Kasasa Cash Checking account and Free Kasasa Cash Back Checking account. Compare our full offering of Savings accounts in Texas here!

Contact First Lonestar Bank to get started!
Call a Universal Banker today at 469.389.3660 or visit our branch in Frisco, Texas today!

Kasasa SAVER with Cash Qualification Information: Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the current statement cycle. See myfirstlonestar.com or call one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information: When your linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 2% and average daily balances over $100,000 earn an interest rate of 0.50% on the portion of the average daily balance over $100,000, resulting in a range from 0.50% to 2% APY depending on the account's average daily balance. When your linked Kasasa Cash account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY. Interest will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle.

*APY = Annual Percentage Yield. APYs are accurate as of 12.01.2023. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. One (1) Kasasa Cash account per household. One (1) Kasasa Saver account per household. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.

 

Kasasa SAVER with Cash Back Qualification Information: Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information: When your linked Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 2% and average daily balances over $100,000 earn an interest rate of 0.50% on the portion of the average daily balance over $100,000, resulting in a range from 0.50% to 2% APY depending on the account's average daily balance. When your Kasasa Cash Back account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns 0.05% APY. Interest will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle.

*APY = Annual Percentage Yield. APYs accurate as of 12/1/2023. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. One (1) Kasasa Cash Back account per Social Security Number. One (1) Kasasa Saver account per household.  There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.

 

Trademarks: Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.