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Free Kasasa Saver:

^‡Kasasa SAVER with Cash Qualification Information: Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the current statement cycle. See myfirstlonestar.com or call one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information: When your linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 2% and average daily balances over $100,000 earn an interest rate of 0.50% on the portion of the average daily balance over $100,000, resulting in a range from 0.50% to 2% APY depending on the account's average daily balance. When your linked Kasasa Cash account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY. Interest will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle.

*APY = Annual Percentage Yield. APYs are accurate as of 12.01.2023. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. One (1) Kasasa Cash account per household. One (1) Kasasa Saver account per household. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.

Kasasa SAVER with Cash Back Qualification Information: Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information: When your linked Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $100,000 in your Kasasa Saver account earn an APY of 2% and average daily balances over $100,000 earn an interest rate of 0.50% on the portion of the average daily balance over $100,000, resulting in a range from 0.50% to 2% APY depending on the account's average daily balance. When your Kasasa Cash Back account qualifications are not met, the entire average daily balance in the Kasasa Saver account earns 0.05% APY. Interest will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle.

*APY = Annual Percentage Yield. APYs accurate as of 12/1/2023. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. One (1) Kasasa Cash Back account per Social Security Number. One (1) Kasasa Saver account per household.  There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.

Trademarks: Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Lonestar Money Market:

¹Minimum balance requirement must be met to obtain the interest rate/annual percentage yield.

²Wireless carrier data rates may apply.